The Compliance Officer’s Guide to OCC Digital Banking Audits
For a Chief Compliance Officer (CCO) at a nationally chartered community bank, the corporate website represents a high-risk compliance perimeter. The Office of the Comptroller of the Currency (OCC) treats your digital footprint as an active branch office subject to full consumer protection, safety, and soundness examinations.
Navigating the Dual Banking System: State vs. National Charters for Community Banks
Our Focus Is On Compliance For Community Banks In the United States, community banks operate under a unique framework known as the dual banking system. Founders and executives must choose between a state charter and a national charter. Both pathways allow banks to serve local communities, but they dictate which regulatory bodies hold primary oversight […]
Important IL-CRA Information For Financial Institution Clients!
Do You Have All Of Your IL-CRA Information Up-To-Date and Online? For Full Compliance, Please Send Your Updated Documents For Publication. The new regulations for your Illinois Community Reinvestment Act notice were finalized in May 2024 and are live as of Jan 1, 2026. It requires state-chartered banks, credit unions, and non-bank mortgage lenders to […]
Maintenance & Updates Service Upgrade!
Maintenance & Updates Service Upgrade Announcement! We are very pleased to announce a service upgrade for our Maintenance & Updates clients! Your service has gotten better, in the background while you weren’t looking! Updates As always, we are installing updates to your web application software as they are released. We check your site for updates […]
CloudFront for Financial Institutions
Advantages of Amazon CloudFront for Financial Institutions In the rapidly evolving digital landscape, delivering a seamless online experience is paramount for financial institutions, particularly Community Banks seeking to maintain competitive advantages and uphold stringent security standards. Through our partnership with the Community Bankers Association of Illinois, we are able to bring world-class hosting to our […]
Website Hygiene Scan
What is a Website Hygiene Scan? Most businesses are used to having regular website vulnerability scans performed, especially if that business happens to be a financial institution, but have you heard of a website hygiene scan? Most have not, and they really should! A website hygiene scan is a routine security assessment that identifies vulnerabilities, malware, […]
Botnet Attacks on the Rise
What Your Business Needs to Know Over the past several months, we have observed a significant uptick in botnet attacks targeting our clients’ websites. These attacks are growing in frequency and sophistication, and we want to ensure you understand what is happening, why it matters, and what steps we are taking together to protect your […]
Enhancing WordPress Security On Your Site
Enhancing WordPress Security: Strategies for Protecting Your Digital Asset In the rapidly evolving landscape of digital commerce and communication, safeguarding your WordPress website is paramount. As one of the most popular content management systems globally, WordPress attracts a significant amount of malicious activity, making robust security measures essential for business continuity and reputation management. Enhancing […]
Service Upgrade: File & Database Backup Solution
As a special thank you for our Maintenance and Updates clients, we are happy to announce a service upgrade to our web-based backup service! Whereas we had previously used WPVivid Backups Free, it offered limited capability for backing up your database and files, only allowing for full-site backups. This limits the number of backups that […]